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### 3. Cookies
By accessing Torque, you agreed to use cookies in agreement with the Torque Group Holdings Ltd and its affiliates Privacy Policy. Most websites use cookies to let us retrieve the user's details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.
### 4. Service Eligibility and Application process
To be eligible to use Torque’s Platform and mobile app, you must be at least 18 years of age and must register for a user account.
Persons who are located in, or citizens or residents (tax or otherwise) of, or domiciled in the following countries below will not be eligible to participate in the products or services offered by Torque Group Holdings Limited: (i) **Bahamas;** (ii) **Barbados;** (iii) **Democratic People’s Republic of Korea;** (iv) **Iran;** (v) **Libya;** (vi) **Pakistan;** (vii) **Panama;** (viii) **People’s Republic of China;** (ix) **Republic of Congo;** (x) **Singapore;** (xi) **Somalia** (xii) **South Sudan;** (xiii) **Sudan;** (xiv) **Syria;** (xv) **United States;** (xvi) **Yemen;** (xvii) **Zimbabwe;** or (xviii) **countries whose laws whether in full or in part, prohibit, restrict or conflict with the participation and/or use of cryptocurrency in the jurisdiction in which you are located or which is applicable to you, at the time of your intended participation in the products or services offered by Torque Group Holdings Limited.**
### 5. User Representations and Warranties
By using our website and mobile application, you represent and warrant that:
> I. The data you provided during registration is accurate and complete;
> II. Only you will have access to your account;
> III. You are 18 years of age or above;
> IV. You understand there are regulatory restrictions in several jurisdictions with respect to participating in any arrangement or scheme involving the use of digital assets.
> V. Your use of our Services does not violate any local law or regulation in the country you are based in.
### 6. Restricted Activities
By accessing our website and mobile platform, you agree to stay away from the following restricted activities including;
> I. Attempting to undermine the security or integrity of our computing systems or networks;
> II. Carrying out actions that encourages money laundering and other criminal activities including Money laundering, terrorism financing.
> III. Carrying out actions that distribute, publish, or disseminate any unlawful or illegal information or material or otherwise violates any applicable law;
> IV. Attempting to gain unauthorized access to any part of our website which you do not have our permission to access;
> V. Imputing or transmitting any files that may damage any of the functionalities that make up the website or the systems;
> VI. Sharing content, information or files that are racist, offensive, pornographic or otherwise violates any law including laws relating to copyright violations which you do not have the permission to share;
> VII. Giving out or sharing your passwords and account to someone else
### 7. Rewards structure
Torque group Holding reserves the right to review and the right to amend any parts of the rewards structure without any prior notice at our sole discretion without liability to you.
### 8. Licence
Unless otherwise stated, Torque Group Holdings Ltd and/or its licensors own the intellectual property rights for all material on Torque. All intellectual property rights are reserved. You may access this from Torque, for own personal use subjected to
Republish material from Torque
- Reproduce, duplicate, or copy material from Torque
- Redistribute content from Torque without approval.
This Agreement shall begin on the date hereof.
Torque Group Holdings Ltd reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these terms and conditions.
### 9. Hyperlinking to our website
The following organizations may link to our Website without prior written approval:
- Government agencies;
- Search engines;
- News organizations;
- Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
- System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.
These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party's site.
We may consider and approve other link requests from the following types of organizations:
- Commonly known consumer and/or business information sources.
- dot.com community sites.
- Associations or other groups representing charities.
- Online directory distributors.
- Internet portals.
- Accounting, law, and consulting firms; and
- Educational institutions and trade associations.
We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavourably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of Torque Group Holdings Ltd; and (d) the link is in the context of general resource information.
These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party's site.
If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to Torque Group Holdings Ltd. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.
Approved organizations may hyperlink to our Website as follows:
- By use of our corporate name; or
- By use of the uniform resource locator being linked to; or
- By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party's site.
No use of Torque Group Holdings Ltd.’s logo or other artwork will be allowed for linking absent a trademark license agreement.
### 10. iFrames
Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.
### 11. Content Liability
We shall not be hold responsible for any content that appears on your Website. You agree to protect and defend us against all claims that is rising on your Website. No link(s) should appear on any Website that may be interpreted as libellous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.
### 12. Force Majeure
Torque Group Holdings shall not be liable to you or third party for any failure to perform our obligations if such failure is as a result of any occurrence that is beyond our reasonable control including but not limited to internet break downs, government actions, fire, market forces, storm, severe weather conditions, wars, and power failure.
### 13. Our Actions on Violations
Torque Group Holdings reserves the right, at our discretion to seek any remedy or take actions available at law for any violation of our terms and conditions as described in this Terms. Remedy or actions may include but are not limited to the right to limit, suspend, or terminate your user account and return your initial cryptocurrency stake back to you.
### 14. Liability Limitation
To the fullest extent permissible under the applicable law, under no circumstances shall torque group holdings, our employees, affiliates, directors, stakeholders, and third party service providers be liable to you for any direct, indirect, special, punitive, consequential, exemplary, accidental damages including damages of lost profit, capital losses or any types of loss which may arise or result from your use of our website, services, and the information provided by us (even if Torque Group Holdings have been advised or should have foreseen such damages occurring).
### 15. Indemnification
You hereby agree to release and indemnify Torque Group Holdings, our employees, directors, affiliates, service providers, licensors, and associates from and against all claims, proceedings, court actions, lawsuits, demands, liabilities, damages, costs, expenses, or losses which may arise as a result or connected with your use of our Services, your violations of this Terms and other policies, or the violation of any applicable law or the rights of another individual or entity.
### 16. Disclaimer
There are regulatory restrictions in several jurisdictions with respect to participating in any arrangement or scheme involving the use of digital assets. Torque Group Holdings Limited takes no responsibility for the participation by any person in its products or services. Torque Group Holdings Limited does not market or advertise its services or products generally and does not engage in solicitation or making of offers to any person. Persons wishing to participate in the products or services offered by Torque Group Holdings Limited are highly encouraged to do their own due diligences and obtain independent advice about the laws and regulations applicable to their home jurisdictions. Torque Group Holdings Limited undertakes no liability for any breaches by such persons of the laws or regulations of their home jurisdictions and in this spirit will not solicit information from any person expressing an interest in its products and services as to whether they have ensure his/her individual compliance with the laws and regulations applicable to him/her.
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